The financial community is eagerly awaiting the Bank of England's Monetary Policy Committee's upcoming meeting on the 2nd November 2023. With the base rate currently held at 5.25%, there's much speculation about its future trajectory. As a mortgage brokerage in Thorpe Bay, Essex, we delve into the implications of these decisions on the mortgage industry and the broader economic landscape. From the historical rate changes to the voting patterns of the MPC members, we provide insights into what the future might hold for borrowers and lenders alike.